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How Does Paypal Make Money On Credit Card Transactions - How To Use Paypal Without A Linked Debit Or Credit Card - Yet another percent of the transaction amount: . Here, we've outlined the range of transactions that may be classified as cash advances and attract the cash advance rate and fees. It can take 1 to 3 business days for an online or phone payment to post to your credit card account and reflect in your available credit. Using a credit card, debit card or paypal credit 2.9% of transaction plus 30 cents transferring money from a paypal account to a bank account When you send money (initiated from the friends and family tab of the send money flow) to, or receive money into your paypal account from, friends and family without making an underlying commercial transaction (that is, the payment is not for the purchase of goods or services or for making any other commercial transaction), we call that a personal transaction. When you send personal payments using a debit or cred...

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